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From $50K- $1M 


9 Personal loan requirements by lender market

typically vary by lender, but here are some common factors most lenders will consider when you apply:

1. Credit Score: Many lenders require a minimum credit score. The exact threshold varies, but a score of 620 or higher is often considered good for most personal loans. Some lenders may offer loans to those with lower credit scores, though often with higher interest rates.

2. Income: Lenders usually require proof of a steady income to ensure you can repay the loan. This can be shown through pay stubs, tax returns, or bank statements. Some lenders may have a minimum income requirement.

3. Debt-to-Income Ratio (DTI): Lenders assess how much of your monthly income goes towards debt payments. A DTI below 36% is often preferred.

4. Employment History: Some lenders prefer applicants who have a stable employment history, showing reliability in maintaining consistent income.

5. Loan Purpose: Some lenders may ask about the purpose of the loan, though this isn’t always required. Knowing why you need the funds can help lenders assess the risk involved.

6. Collateral (for Secured Loans): If you’re applying for a secured personal loan, you’ll need to offer collateral, such as a car or savings account. Unsecured loans don’t require collateral.
7. Age and Residency: Most lenders require borrowers to be at least 18 years old and provide proof of residency in the country where the loan is issued.

8. Bank Account: Some lenders require you to have a valid checking or savings account to deposit the loan and to make automatic payments.

9. Identification: A valid government-issued ID (driver’s license, passport, etc.) is typically required to verify your identity.

Customer Support 


Customer Service: "Lender Market" places a strong emphasis on excellent customer service.

The company aims to provide prompt and helpful assistance to borrowers throughout the borrowing process. Whether it's answering queries, guiding borrowers through the application process, or providing ongoing support, the company aims to ensure a positive customer experience.

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