What Lender Market is (and isn’t)

Lender Market is a technology platform that may connect you with third-party lenders, partners, and service providers. Unless explicitly stated in writing, we are not acting as your bank, lender, broker-dealer, investment advisor, or tax advisor.

Core points

• We match and organize offers; third parties provide products and set terms.
• We don’t guarantee approvals, rates, loan sizes, or provider availability.
• We don’t control third-party decisions (KYC/AML, eligibility, funding timelines, collateral rules).

Quick definitions

These definitions help interpret the Terms. If something conflicts, the provider’s final agreement controls the loan itself.

Your responsibilities

Using the Platform means you agree to follow these baseline rules.

Account & accuracy

• Provide accurate, current information.
• Keep your login credentials secure.
• Notify us of unauthorized access immediately.

Acceptable use

• Do not misuse the Platform (fraud, abuse, disruption, scraping, reverse engineering).
• Do not submit illegal content or attempt prohibited transactions.
• Comply with all applicable laws and regulations.

Crypto risk disclosure

Crypto-backed borrowing involves real risk. You are responsible for understanding these outcomes before proceeding.

Key risks

• Volatility: collateral value can drop quickly.
• Liquidation: providers may liquidate collateral if thresholds are reached.
• Fees/interest: total cost varies by provider, LTV, term, and market conditions.
• Network risks: congestion, delays, or chain events can affect transfers.

Third-party providers

Providers (lenders, custody partners, payment partners, etc.) are independent entities. Your relationship with a provider is governed by that provider’s separate terms, disclosures, and agreements.

What we don’t control

• Approval decisions, underwriting, or KYC/AML outcomes
• Funding speed, disbursement method, or repayment rails
• Collateral rules, margin calls, liquidation timing or pricing
• Provider outages, policy changes, or geographic availability

Disclaimers & limitation of liability

The Platform is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Liability limits

• We are not liable for indirect, incidental, special, consequential, or punitive damages.
• We are not liable for provider actions, crypto market losses, liquidations, or missed opportunities.
• Our total liability is limited to the amount you paid us (if any) for the service in the period required by law.